Is Bundling Home and Auto Insurance Still Worth It in 2025?  

Combining auto and home insurance, also known as bundling, has long been considered a great way to make handling your insurance more efficient and cost-effective.

Advantages of Bundling Auto and Home Insurance

Insurers have frequently offered benefits to customers for combining policies, such as the following:

• Streamlined service—Having multiple insurance policies through one insurer usually simplifies handling insurance matters, from renewing or adjusting your policies to updating your information with life changes.

• Lower premiums—Insurance companies may offer discounts for bundling, allowing clients to save money.

• Additional benefits—Insurance providers may offer benefits to clients who bundle policies, such as discounts for other policies or offering extended liability protection.

When Bundling May Not Be Worth It

While there may be many benefits to bundling, some individuals may find more advantages to keeping policies through separate insurers.

Some auto insurance companies offer aggressive pricing for individuals, especially younger drivers. Furthermore, some individuals may qualify for lower auto insurance rates for telematic-based usage through certain auto insurers.

Home insurance prices are increasing overall due to economic and climate changes. Some insurance companies may not be able to provide the same discounts for bundling as they used to.

Learn More

The professionals at Kris D Rogers & Associates can work with you to find the best options for your needs. Contact us today for a personalized quote or more information.