Motorcycle Insurance in Woodstock, GA
At Kris D Rogers & Associates, we know how important it is for a rider like you to protect your finances in case of unexpected risks. Our team is here to help you understand motorcycle insurance and find the policy that best aligns with your budget, needs and lifestyle.
Who Needs Motorcycle Insurance?
Motorcycle owners and operators in Georgia are required to purchase minimum amounts of liability coverage. Lenders may also ask for proof of collision and comprehensive coverage if you lease or finance your motorcycle.
What Does a Policy Cover?
While inclusions can differ based on your chosen insurer and personal circumstances, a standard motorcycle policy often provides the following:
- Liability coverage can help pay relevant expenses if you’re found liable for third-party bodily injuries or property damage in an accident you caused.
- Collision coverage can cover your losses if you hit an object, a tree, or another vehicle.
- Comprehensive coverage can help pay for your motorcycle’s repair costs if it’s damaged by fire, theft, natural disaster, vandalism or other non-collision events.
- Uninsured/underinsured motorist coverage can cover your losses if you are hit by a motorist who doesn’t have enough coverage to pay for the damage they caused.
- Medical payments coverage can help pay for you and your passengers’ medical bills after an accident, regardless of fault.
How Much Does a Policy Cost?
Several factors can influence the calculation of your motorcycle insurance rate. These include, but may not be limited to:
- Driving history
- Motorcycle characteristics (e.g., type, model, year)
- Location
- Claims history
- Deductible
- Coverage selections
Why Choose Kris D Rogers & Associates for Your Motorcycle Insurance?
Our team is dedicated to helping riders like you navigate your coverage options with ease. Contact Kris D Rogers & Associates today to request a personalized quote.